Solutions and Advice for Customers with Bad Credit Looking to Finance a Ford vehicle.

Financing a vehicle can be a challenging process, especially if you have a bad credit score. At Willis Ford, we understand that life happens, and not everyone has a perfect credit history. Our mission is to provide every customer with the opportunity to own a reliable Ford vehicle, regardless of their credit score. Here's how we can help you secure financing and drive away in your new car.

A credit score in the USA typically ranges from 300 to 850. Scores below 580 are generally considered poor, making it difficult to obtain traditional financing options. Factors that can contribute to a low credit score include missed payments, high credit card balances, and a history of bankruptcy or foreclosure.

At Willis Ford, we offer several solutions designed to help customers with bad credit:

We collaborate with a variety of lenders who specialize in bad credit loans. These lenders understand the unique challenges faced by individuals with low credit scores and offer terms that are more accessible.

Our finance team works with you to create a payment plan that fits your budget. By offering extended loan terms and lower monthly payments, we make it easier for you to manage your finances while still owning a quality Ford vehicle.

A larger down payment can improve your chances of getting approved for a loan and may result in better loan terms. We provide guidance on how to save for a down payment and offer programs to assist with this initial cost.

Financing a car through Willis Ford can be a step towards rebuilding your credit. By making consistent, on-time payments, you can gradually improve your credit score over time.

While securing financing with bad credit can be daunting, there are several steps you can take to improve your chances:

Before applying for a loan, obtain a copy of your credit report and check for errors. Disputing inaccuracies can potentially boost your credit score.

If possible, find a co-signer with good credit. This can increase your chances of approval and may help you secure a lower interest rate.

Don't be afraid to negotiate loan terms. Our finance team at Willis Ford is dedicated to finding the best possible terms for you.

Choose a vehicle that fits your budget. Opting for a less expensive model can make loan approval easier and help you manage payments more effectively.

Willis Ford is committed to helping all customers, regardless of their credit history, find the perfect vehicle. Our experienced finance team is ready to assist you every step of the way, providing personalized solutions tailored to your unique situation. We believe that everyone deserves a chance to own a dependable Ford vehicle, and we're here to make that possible.

Having bad credit doesn't mean you have to give up on owning a reliable vehicle. At Willis Ford, we offer a range of financing solutions and expert advice to help you navigate the process. Visit us today and let us help you drive away in the Ford vehicle you deserve.